Would you be interested in saving money on some of your biggest bills? Who wouldn’t! If you’re reading my site it’s likely you like to shop around to get the best prices. You probably spent way too much time sourcing the best rates or lowest costs for services you need. You also may find sites that offer you rate quotes completely irritating since they may they make money off your clicks and may sell your personal information to other companies, not to mention they call and e-mail you every five seconds.
Cinch is the solution. It makes finding the best financial products and saving money as easy as possible.
What Does Cinch Do?
Cinch finds the best products for your situation. When you answer a few simple questions, Cinch figures out how to save the most money while still finding a product or company that works for you. It’s really that simple.
Right now, Cinch is helping with credit cards, banks, auto and home insurance, and mortgages. Credit card and virtual bank recommendations are available to users anywhere. Recommendations for mortgages, home and auto insurance, and local banks are available in Massachusetts, California, New York, Texas, Illinois, and Florida.
Not in those states? I’m not either. But you can use BillSnap to send in a photo or PDF of your latest bill and Cinch will respond with a custom recommendation, no matter where you are.
Also send Cinch feedback on your location so they can get up and running in your state soon!
Using Cinch
Using Cinch is, well, a cinch! It’s simple to set up. I was able to login and check out the interface easily. Also, you can explore the site without creating a login, but it is helpful to login to save your information.
After entering some details in each category I would get recommendations. Since it’s not yet available in my home state of PA I subbed in a 90210 zip code to get an idea of how it works. Let’s just pretend I live at Melrose Place. 😉
In each category you’ll enter some info such as the year you were born, the type of car you drive, and credit score to help provide you with the best recommendations.
You’ll also have the opportunity to rank what is most important to you. For instance, you can rank 4 different considerations like a preference for face-to-face communication or simply the lowest rate. The recommendations will help you find the best option weighing all the information.
The feature I like the most? Being able to enter in the information about my current provider and getting instant access to how much (or how little) I would save by switching providers, without having to share my email address or phone number.
What Can You Use Cinch For?
Cinch is a tool designed to help you find better prices on financial products you need like insurance, mortgages, banks, and credit cards. It’s based on what you decide is most important to you when using those services, the information you provide, and your location. This creates a customized view at the best products for you including a cost analysis and ratings and information that will help you make smarter decisions.
Founders Joe Ranft and Sean Collins share that after years in the financial services industry they created Cinch “with a clear mission - that it should be as easy to get the right financial stuff as it is to get everything else.” Financial services are “the least transparent when it comes to pricing,” which they believe makes it “difficult to choose what’s best.”
Cinch removes the guesswork with clear analysis and data in an easy to use format.
How Does Cinch Make Money?
They don’t…yet. So no one is selling your info and more importantly companies cannot pay to be listed on Cinch. That means you’re getting unbiased information to make an informed decision. Read more on their blog.
Save Big On Bills With BillSnap
That cool Billsnap thing I mentioned earlier? It’s a tool to help you find better deals on things you’re already paying for each month. It doesn’t matter where you live or what the bill is. Upload it and they’ll help you find ways to save big on your credit card, auto insurance, cell phone, and cable.
Want To Give It A Try?
Head to Cinchfinancial.com to give it a try, and let them know what you think while you’re there. Click over to BillSnap to give that service a try as well. I’d love to know what you think.
Do you shop around for financial products and services?
Kelly
Disclosure: This is a sponsored post on behalf of Cinch. All opinions are my own.
