If you’re one of millions of Americans who received a tax return this year you may be tempted to spend your return, but there are lots of other ways to use your tax return for your long-term financial benefit. One thing you can do is build better credit or start building your credit. I’ll share […]
How To Use A Secured Credit Card To Build Or Rebuild Credit
One of the cornerstones of good personal finance habits is managing your credit well. This includes monitoring your credit report and knowing your credit score. I’ve shared how to do that with you previously, and Discover makes it easy by providing your FICO® Credit Score for free on monthly statements, but I know not everyone […]
How Credit Card Payments Are Changing
We’re used to paying with credit cards, but changes are coming to how we pay with credit cards. Two big changes are coming to Discover Card that will change the way you pay: EMV cards and Apple Pay with Discover makes for a lot of change to how we pay, but change can be good. EMV credit […]
4 Ways To Save Big For Back To School (And Beyond)
Back to school is in full swing, and with it comes all the back-to-school shopping. Even if you’re prepared with everything on the teacher’s list at back to school time it’s likely there’s a few more things on your list. From items our teachers forgot to add to the back to school supply list to […]
Credit Guide: Everything You Need To Know About Credit
Personal finance gurus often look down on credit cards. They may claim that it’s irresponsible to borrow or equate credit cards with some sort of moral failure. But the truth is that credit is helpful in many ways. Credit allows you to leverage your money today. It helps provide you with a borrowing history in […]
Top 10 Mobile Apps For Managing Money
Mobile apps are where it’s at. I’m a big fan of managing my money and credit on the go and mobile apps are the best way to stay on top of payments, credit limits, pay bills, and more no matter where I am. I’m compiling a list of my favorite apps, but I would love […]
Freeze It!℠ Meet Discover’s New Feature
How many times has this happened to you? You’re getting ready to leave, or about to pay and suddenly you realize you’ve misplaced your credit card. In a panic you retrace your steps trying to remember the last time you had it out and where you might have put it. You look everywhere you can […]
11 Tips for Teaching Kids About Money from Discover
Teaching kids to be responsible with money and teaching them how to be fiscally responsible is a huge challenge. From the moment they are able to ask for things there are opportunities to teach kids about how to manage their money. It doesn’t matter if they’re 3 or 13 there’s always more to discuss. As […]
7 Ways to Spend Smarter
Now that we’ve rung in the New Year and made New Year resolutions (that we may have already broken!) it’s time to think about making a lasting change for 2015. Committing to managing your money better is a great way to make this the year when you take charge of your finances. Maybe you spent more […]
5 Ways to Shop Smarter this Holiday Season
December is all about family time, parties and celebrations, and of course shopping! With holiday parties, classroom events, baking, holiday parades, travel, gifts, and holiday feasts it can be tough to stay on top of saving money with all the shopping you have to do. Discover commissioned a recent independent poll about holiday shopping and […]